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How to Pay on Jumia with ATM Card



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How to Pay on Jumia with ATM Card

You are welcome to this post where I explained in detail how to pay on Jumia with ATM card. From my researches and enquires, I discovered that many Jumia customers prefer to pay with ATM card while shopping on Jumia. And I guess you prefer paying with ATM card too. Then, it becomes very necessary and important to provide you with a comprehensive guide on how you can make payments with your ATM card while shopping on Jumia Online store.

Though, Jumia Online Store operate in about 9 countries in Africa, still you do not need to worry. This post explained in detail how to pay on Jumia with ATM card in all countries. Therefore, the guide provided here is applicable generally.

The intention for writing this article guide on how to pay on Jumia with ATM card is to share a practical and working guide on the simple way to pay with ATM card while shopping on Jumia Online Store.

Now, let us go straight to the point, as I outline the practical and working guide and explain them in details. I believe you will learn the guide and that it will work for you as it has worked for many. Let’s go!

How to Pay on Jumia with ATM Card

To make payment on Jumia with ATM card you must adopt the Jumia larger interest of ensuring a safe and secure environment for online transactions.

To pay on Jumia with your ATM card while shopping Online, follow the steps below:


Login to your Jumia Account

To pay on Jumia with your ATM card, you have to login to your Jumia account through your Jumia Mobile App or visit Jumia website. The Jumia official website looks like the screenshot shown below.

Jumia website
Jumia Account Login page

Search your Favourite Product(s)

When you are logged in to your Jumia Mobile App or you are on the Jumia website, the next thing you have to do is to search your favorite product(s) through the search bar or by simply navigating through the categories.

Add the Product(s) to Cart

When you find the product of your choice on Jumia, click on the product to see the detail about it. Then, you add such product to Card if the detail you saw meet up to the specifications you want. Now you proceed to the section where you choose a payment method.

Choose Pay with Cards, Bank Transfer or USSD

On the payment section, choose Pay with Cards, Band Transfer or USSD as your payment method. Then, you click Continue. Another page will open where you have to select only Pay with Mastercard and Visa (the second option).

Choose Pay with Cards, Bank Transfer or USSD
Choose Pay with Cards, Bank Transfer or USSD

Enter the ATM Card Details

Then, you enter the ATM card details. The required detail you have to provide here are: card number, Expiry date and security code.

  • The Card Number: This is a 16-digit number in front of your ATM card.
  • The Card Expiry Date: This is the date the ATM card will expire which is usually printed on one side of the card.
  • The Card Security Code: This is a 3-digit number provided on the one side of your card. The Security code is also the CCV. You can find all these details on the sides of your card.
Enter ATM card details

Enter the One-Time Passcode (OTP)

After entering your ATM card details successfully, click on complete your order. For security purposes, some banks will ask you to provide One-Time Passcode (OTP), which will be sent to your registered mobile. OTP is One-Time PIN code that is valid for only one login session or transaction using a mobile phone. The only secure way to make payment on Jumia with ATM is through the the use of OTP. Other option is paying using  JumiaPay account or Cash on delivery.

Final Thought

It is now clear that how to pay on Jumia ATM card is very simple and easy. I believe that having gone through this article guide that you can now pay with ATM card while shopping on Jumia. However, having the theoritical knowledge of how to pay on Jumia with ATM card is not enough. The application of the knowledge when needed is more importatnt.

If you use this article guide and you succeeded in paying with ATM card on Jumia Online Store, do leave a success comment on the comment box, or mention the challenges you are experiencing and I will be happy to assist you.

Lastly, if you experience any challenge or you find it difficult paying on Jumia with ATM card or you have any other enquiry to make about Jumia, you can drop a message for me on WhatsApp. I will always be glad and available to assist you. Cheers!


What Method of Payment does Jumia Use?

Jumia uses many methods of payment. Among them are:
1. Payment with Cards
2. Payment with Bank Transfer
3. Payment with USSD
4. Standard Chartered Credit Card @ 1.5% Interest – Up to 12 months
5. Payment with Jumia Voucher / SureGifts voucher.

Can I pay with my Debit Card on Jumia?

Yes! You can pay with Debit Card on Jumia. You can also pay with your Credit card and other payments methods available on Jumia.

Does Jumia accept Bank Transfer?

Yes! Jumia accepts payment with Bank Transfer. But, you are advised to pay with transfer only to certified Jumia delivery agent or to Jumia pickup station attendants. Paying to any other person is to your own peril.

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